There’s a Generational Shift Underway With Financial Concerns – Life Happens

  Most people are not immune to the worries of the wallet—big and small. From paying for monthly bills all the way to paying for long-term care and everything in between, people from Gen Z to Boomers told us what they are concerned about financially. Turns out, saving retirement is a key financial worry, with … Read more

Things to Know When Renting an Apartment in the Winter

Winter in New York State can bring a slew of situations with your apartment that you might not think about during the warmer months of the year. When the snow falls and the temperature drops, questions about things like snow removal, heating, property maintenance, and parking may come to mind. Continue reading for things to … Read more

Preparing Your Home for Winter

The winter brings some wonderful things: beautiful natural scenery, cozy clothing, fuzzy blankets and holiday spirit. But winter in New York is perhaps best known for cold and brutal weather conditions.     Preparing your home for the colder months ahead of time can save you headaches later. The last thing you’ll want to deal with … Read more

Budget-Friendly Holiday Décor Ideas – NYCM Insurance Blog

With the holidays upon us, you might be thinking of ways to get your home a little more festive without surpassing your holiday budget! Don’t worry, decorating for the holidays doesn’t have to break the bank! We have curated a list of budget-friendly holiday décor ideas for the whole family. Keep reading to learn more.  … Read more

5 Signs You Might Be Underinsured – Life Happens

If you have dependents—or just loved ones who you want to take care of after you die—life insurance is critical. This coverage helps ensure your lost income doesn’t translate to tangible material losses for your family once you’re gone. But how much life insurance is enough? That’s a question whose answer can change significantly over … Read more

What Is an Insurance Score?

  Learn More About Insurance Scores, How They Affect Your Premiums, and How to Raise Your Score.   While most people are aware of what a credit score is and have a general idea of how it is calculated, fewer people understand what an insurance score is and how it impacts their premiums.   What … Read more

Preparing Your Vehicle for Winter Weather

Winter Weather in New York is Inevitable. Read These Tips to Best Prepare Your Vehicle for Slippery Conditions.   If you’ve experienced a winter in the northeast, then you know how challenging driving can be. Between black ice, slush, snow flurries and blizzards, there is much to be alert to while hitting the road during … Read more

What Is Cyber Insurance? – NYCM Insurance Blog

Unfortunately cyber attacks and data breaches can affect anyone, and business owners are uniquely at risk of being attacked as the keepers of sensitive employee and customer information. Every day cyber criminals attempt to gain access to personal and confidential businesses both large and small through a variety of ransomware, phishing, remote access, and other … Read more

Join Life Happens’ 2024 Insure Your Love Facebook Chat – Life Happens

Join Life Happens for a Facebook Chat during Insure Your Love month this February. We’ll discuss all things life insurance and love! Date: Thursday, February 15 from 1 to 2 p.m. ET Where: Join us on Facebook using your personal handle or your company’s handle. Hashtag: Use and follow #InsureYourLoveChat during the above time frame. … Read more

What Should I Include in a Lease as a Property Owner?

Learn About 10 Things to Include in a Lease as a Landlord! Having a lease in place as a property owner or landlord is a necessary step in setting the ground rules in your rental building. Whether you are an owner of apartment units for renters, or a lessor of commercial units for businesses, the … Read more